How To Look At A House
McGarry and Madsen's home inspection blog for buyers of
site-built, mobile/manfuactured and modular homes
Should I fix all the defects listed in a four point inspection report right away or submit it to the insurance company first?
Saturday, September 25, 2021
If you want to limit the expense of the repairs, we suggest first submitting the report to your insurance company and waiting to get a list of what they want fixed before proceeding with any repairs. We have done a lot of four points over the years, along with the follow-up revised reports after repairs, and found that the underwriters don’t always ask for every defect listed on the report to be repaired.
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Here’s links to other questions we get asked about four point inspections:
• Is the 4-point insurance inspection strictly pass or fail?
• Why does my homeowner's insurance want a four point inspection?
• How do I get my home ready for a four point inspection for insurance?
• Will a house without air conditioning pass a 4 point inspection?
• How is Citizens Property Insurance different from other Florida homeowners insurance companies?
• Do I need a home inspection to get insurance?
• Why is a fuse box/panel an insurance problem for homebuyers?
• Which water pipes are an insurance problem and possibly uninsurable?
• How do I get insurance if my home can't pass a 4-point inspection?
• Can a patched roof pass a 4-point inspection?
• Why are old electrical components not always "grandfathered" as acceptable by home inspectors?
• Should I give a copy of the home inspection report to the bank or insurance company?
• Do I need to get a four point inspection for insurance for an older condominium?
• Is a four-point inspection mandatory in Florida for insurance?
• How long is a four point inspection valid?
Visit our INSURANCE page for other related blog posts on this subject, or go to the INDEX for a complete listing of all our articles.
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