How To Look At A House
McGarry and Madsen's home inspection blog for buyers of
site-built, mobile/manfuactured and modular homes
Do the wheels and towing hitch have to be removed when a mobile/manufactured home is installed?
Saturday, July 24, 2021
The towing hitch is always removed. Sometimes we see the axles left in place under the home, but usually they are taken away by the installer and recycled. HUD requires that both the tow bar and axles/tires, which they call the “running gear,” be removed in order for home to qualify for FHA mortgage insurance. We only see them still in place nowadays on old pre-HUD single-wide homes, like in the photo below—sometimes disguised with a planter box on top.
Also, FHA financing is not offered for homes that have been moved from their original location. To learn more, go to our articles What is a "second set" mobile/manufactured home? and Can you move an older mobile home in Florida?
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