How To Look At A House
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Will cloth wiring cause me to fail a four-point insurance inspection?
Saturday, June 12, 2021
Electricians call it “rag wiring” and, according to Citizens Insurance, the presence of active cloth-covered wiring in an older home does not automatically mean it will fail a four-point inspection. Citizens is the largest insurer in Florida, and most other companies follow their lead. But if the cloth is frayed and deteriorated, like in photos below, then the wiring will definitely be a problem.
Also, see our articles What is a four point inspection? and Is the 4-point insurance inspection strictly pass or fail? and What is the difference between a full home inspection and a four-point insurance inspection? and Will a house without air conditioning pass a 4 point inspection? and How long is a four point inspection valid?
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