The following types of documentation are acceptable for proving the age of a roof for the Florida wind mitigation form (Uniform Mitigation Verification Inspection Form (OIR-B1-1802), according to Citizens Insurance:
•• Roof permit information - Typically this means a copy of the roofing permit, provided by the homeowner, or print-out of the permit data from a county or city building department database. Some jurisdictions provide direct online search access to old permits, but may only keep records going back 10 or 15 years. Other require that you make an on-line request for an old permit, and it make take several days for them to send it to you. It may be necessary to document partial roof replacement, if that is the missing piece of information necessary to get the credit.
•• Roof contracts or invoices - Should show the date when the roof was replaced or originally installed, and marked paid-in-full.
To find the required documentation for other categories on the form, click on one of the links below:
•• Year Built
•• Roof-Deck Attachment
•• Roof-To-Wall Connection
•• Roof Geometry
•• Secondary Water Resistance (SWR)
•• Opening Protection
When the home does not qualify for one of the discounts, documentation is not necessary.
• • • • • • • • • • • • • • • • • • • • • • • • • • • • •
Here’s links to a collection of our blog posts about the WIND MITIGATION FORM:
• Who can perform a wind mitigation inspection in Florida?
• How long does it take for a wind mitigation inspection?
• Is a wind mitigation inspection transferable from previous homeowner to new homeowner?
• What is checked during a wind mitigation inspection?
• Is a wind mitigation inspection report (OIR-B1-1802) required for homeowners insurance in Florida?
• Which building permit date is used for the Building Code section of the wind mitigation form?
• What are the different roof deck attachment discount categories for a wind mitigation inspection?
• What determines the year of a house?
• What is the difference between a toe nail, clip, single wrap, and double wrap for the wind mitigation form?
• How do I get the hip roof discount for my homeowners windstorm insurance?
• Can I do my own wind mitigation inspection?
• What’s the difference between a gable and hip roof for my insurance?
• What is the wind mitigation inspection for homeowner's insurance?
• Why did I get no discounts or only a small discount from my wind mitigation inspection?
• How can I tell how hurricane resistant a Florida house is before I buy it?
• How long does a wind mitigation inspection remain valid?
• What is a wind mitigation discount?
• Do I get a a discount for partial hurricane shutters in a Wind Mitigation inspection?
• Why did I get no discount for roof-to-wall-attachment in my Wind Mitigation report?
• What’s the difference between a four-point and wind mitigation inspection?
• What is the discount for Secondary Water Resistance (SWR) on a Wind Mitigation Inspection Report (OIR-B1-1802)?
• How much does a wind mitigation inspection save on insurance?
• What is the discount for gable end bracing in a Wind Mitigation Inspection (OIR-B1-1802)?
• What is the discount for wall construction type in a Wind Mitigation Inspection Report (OIR-B1-1802)?
• Does RhinoRoof® underlayment qualify to the Secondary Water Resistance (SWR) discount on a Florida Wind Mitigation (OIR-B1-1802) inspection?
• Can I get the Florida Building Code (FBC) discount on a wind mitigation form even if the permit application was before March 1, 2002?
• What is the difference between the HVHZ (High Velocity Hurricane Zone) and the Wind-Borne Debris Region in Florida Building Code?
• If the strap has 2 nails at my roof trusses, what credit do I get on my wind mitigation inspection?
• Is a digital signature acceptable for customers on the Florida Wind Mitigation Form (OIR-B1-1802)?
• Can I get a wind mitigation inspection for a mobile home?
• Can I get a wind mitigation inspection for a modular home?
• Why didn't I get the hip roof discount on my wind mitigation inspection?
• What does toe nailing mean?
• Is it worth it to upgrade my roof tie-down hurricane straps for a better wind mitigation insurance discount?
• Why didn’t I get an insurance discount for my new hurricane-resistant windows on my wind mitigation inspection?
• When did Florida start requiring re-nailing of roof deck sheathing for a roof replacement?
Visit our ROOF AND ATTIC page for other related blog posts on this subject, or go to the INDEX for a complete listing of all our articles.