How To Look At A House
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Is an inspector required to open an electrical panel cover (dead front) during a four point inspection?
Saturday, February 20, 2021
Yes, an inspector is required to open an electrical panel dead front during a four point inspection. According to the published standards of Citizens Insurance of Florida, an inspector must provide photos of both the front of the panel, with the door open, and “electrical box with the panel off.” Citizens is one of the largest Florida insurers and their four-point form is a standard one acceptable to other companies.
To learn more about four point inspections, check out a few of our other articles:
• What is a four point inspection?
• Is the 4-point insurance inspection strictly pass or fail?
• Should I give a copy of the home inspection report to the bank or insurance company?
• How do I get my home ready for a four point inspection for insurance?
• Will a house without air conditioning pass a 4 point inspection?
• How is Citizens Property Insurance different from other Florida homeowners insurance companies?
• Do I need a home inspection to get insurance?
• How long does it take for a four point inspection?
• Why does my homeowner's insurance want a four point inspection?
• Why is a fuse box/panel an insurance problem for homebuyers?
• Which water pipes are an insurance problem and possibly uninsurable?
• How do I get insurance if my home can't pass a 4-point inspection?
• At what age of the house does an insurance company require a four point inspection to issue or renew homeowners insurance?
• What would cause a home inspector and roofing contractor to disagree on the remaining life left in a roof?
• Can a patched roof pass a 4-point inspection?
• Why are old electrical components not always "grandfathered" as acceptable by home inspectors?
• Do I need to get a four point inspection for insurance for an older condominium?
• Is a four-point inspection mandatory in Florida for insurance?
• How long is a four point inspection valid?
• Can you fail a four point inspection?
• Is a four point inspection report transferable?
• What’s the difference between a four-point and wind mitigation inspection?
• What causes a house to fail a four point inspection?
• Will a four point inspection lower my homeowners insurance premium?
• How often do you need a four point inspection?
• Does my house need a heating system to pass a four point inspection?
Visit our INSURANCE page for other related blog posts on this subject, or go to the INDEX for a complete listing of all our articles.
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