How To Look At A House
McGarry and Madsen's home inspection blog for buyers of
site-built, mobile/manufactured and modular homes
How often do you need a four point inspection?
Sunday, January 10, 2021
A four point inspection is typically required when you apply for homeowners insurance with a new insurer and your home is over 30 years old. They want to know the condition of the roof, electrical, plumbing, and heating/air conditioning systems at the time of application, to evaluate the level of potential risk for a future claim. We know of no standard time frame for repeating a four point inspection after that, but it may be requested for renewal of the policy at any year.
An example of why you might be asked for a second four-point just a few years after the initial one would be if the roof was evaluated as having just a few years of remaining life. The insurance company may want an update to verify that it has been replaced or is still in good conditon.
Also see our blog posts How long is a four point inspection valid? and What causes a house to fail a four point inspection?
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