Does my house need a heating system to pass a four point inspection?

Wednesday, January 20, 2021

Yes, a heating system is required and it must be “installed,” which means that a portable room space heater or a window air conditioner with a heating element is not acceptable. Here’s an example below from the Citizens Insurance four point inspection form.

    Also, see our blog posts What causes a house to fail a four point inspection? and Is the 4-point insurance inspection strictly pass or fail? and Why does my homeowner's insurance want a four point inspection?

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Here’s links to a some of our other blog posts about 4-POINT INSPECTIONS:

Do I need a home inspection to get insurance? 

How long does it take for a four point inspection?

Should I give a copy of the home inspection report to the bank or insurance company? 

How do I get my home ready for a four point inspection for insurance?

Will a house without air conditioning pass a 4 point inspection?  

How is Citizens Property Insurance different from other Florida homeowners insurance companies? 

Why does my homeowner's insurance want a four point inspection? 

• How do I get insurance if my home can't pass a 4-point inspection? 

• Is a four point inspection report transferable? 

 What’s the difference between a four-point and wind mitigation inspection?

At what age of the house does an insurance company require a four point inspection to issue or renew homeowners insurance?  

What would cause a home inspector and roofing contractor to disagree on the remaining life left in a roof?

• Can a patched roof pass a 4-point inspection?  

Why are old electrical components not always "grandfathered" as acceptable by home inspectors?

• Do I need to get a four point inspection for insurance for an older condominium? 

Is a four-point inspection mandatory in Florida for insurance? 

   Visit our INSURANCE page for other related blog posts on this subject, or go to the INDEX for a complete listing of all our articles. 

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