What is the discount for wall construction type in a Wind Mitigation Inspection Report (OIR-B1-1802)?

Thursday, September 24, 2020

There is no longer an insurance discount given for superior wall construction, such as “reinforced masonry,” in the Florida wind mitigatin form OIR-B1-1802. The credit for block walls with steel reinforcing running in concrete-filled cells up from the foundation to the tie beam was deleted in the 2012 revision of the form. 

    While it is no longer part of the wind mitigation form, reinforcing of masonry walls makes them significantly more hurricane-resistant. See our blog post Why did so many concrete block homes collapse in Mexico Beach during Hurricane Michael? for more on this subject.

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Here’s links to a collection of our blog posts about the WIND MITIGATION FORM:

• Why did I get no discounts or only a small discount from my wind mitigation inspection?

How long does a wind mitigation inspection remain valid? 

 Who can perform a wind mitigation inspection in Florida?

• How long does it take for a wind mitigation inspection? 

• What is checked during a wind mitigation inspection? 

Is a wind mitigation inspection report (OIR-B1-1802) required for homeowners insurance in Florida? 

Which building permit date is used for the Building Code section of the wind mitigation form? 

What are the different roof deck attachment discount categories for a wind mitigation inspection?


What determines the year of a house? 

What is the difference between a toe nail, clip, single wrap, and double wrap for the wind mitigation form?

Can I do my own wind mitigation inspection?   

What’s the difference between a gable and hip roof for my insurance? 

• What is the wind mitigation inspection for homeowner's insurance?  

How can I tell how hurricane resistant a Florida house is before I buy it?

What is a wind mitigation discount? 

Do I get a a discount for partial hurricane shutters in a Wind Mitigation inspection?

• Why did I get no discount for roof-to-wall-attachment in my Wind Mitigation report? 

 What’s the difference between a four-point and wind mitigation inspection?

   Visit our INSURANCE page for other related blog posts on this subject, or go to the INDEX for a complete listing of all our articles. 

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