What is the discount for wall construction type in a Wind Mitigation Inspection Report (OIR-B1-1802)?
Thursday, September 24, 2020
There is no longer an insurance discount given for superior wall construction, such as “reinforced masonry,” in the Florida wind mitigatin form OIR-B1-1802. The credit for block walls with steel reinforcing running in concrete-filled cells up from the foundation to the tie beam was deleted in the 2012 revision of the form.
While it is no longer part of the wind mitigation form, reinforcing of masonry walls makes them significantly more hurricane-resistant. See our blog post Why did so many concrete block homes collapse in Mexico Beach during Hurricane Michael? for more on this subject.
Here’s links to a collection of our blog posts about the WIND MITIGATION FORM:
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