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What is the discount for gable end bracing in a Wind Mitigation Inspection Report (OIR-B1-1802)?
Thursday, September 24, 2020
There is no longer an insurance discount for gable end bracing in the Florida wind mitigation inspection form OIR-B1-1802. Although gable end bracing is now code-required for new construction, the discount was eliminated in the 2012 revision of the form. The simple X-shape of 2x4s shown above was once acceptable, but a sturdier C-shape bracing is currently specified for new homes.
A gable end, especially a tall one, is one of the most vulnerable parts of a house for collapse during a hurricane and, once it comes down, the destruction of the interior of the home proceeds rapidly. So we recommend retrofitting gable-end bracing on older homes even though there is no longer an insurance discount for it.
Also see our blog post How long does a wind mitigation inspection remain valid?
Here’s links to a collection of our blog posts about the WIND MITIGATION FORM:
Hurricane Damage Photo - Florida Bureau of Mitigation
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