What is the discount for gable end bracing in a Wind Mitigation Inspection Report (OIR-B1-1802)?

Thursday, September 24, 2020

There is no longer an insurance discount for gable end bracing in the Florida wind mitigation inspection form OIR-B1-1802. Although gable end bracing is now code-required for new construction, the discount was eliminated in the 2012 revision of the form. The simple X-shape of 2x4s shown above was once acceptable, but a sturdier C-shape bracing is currently specified for new homes.

    A gable end, especially a tall one, is one of the most vulnerable parts of a house for collapse during a hurricane and, once it comes down, the destruction of the interior of the home proceeds rapidly. So we recommend retrofitting gable-end bracing on older homes even though there is no longer an insurance discount for it.

    Also see our blog post How long does a wind mitigation inspection remain valid?

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Here’s links to a collection of our blog posts about the WIND MITIGATION FORM:

• Why did I get no discounts or only a small discount from my wind mitigation inspection?

 Who can perform a wind mitigation inspection in Florida?

• How long does it take for a wind mitigation inspection? 

• What is checked during a wind mitigation inspection? 

Is a wind mitigation inspection report (OIR-B1-1802) required for homeowners insurance in Florida? 

Which building permit date is used for the Building Code section of the wind mitigation form? 

What are the different roof deck attachment discount categories for a wind mitigation inspection?


What determines the year of a house? 

What is the difference between a toe nail, clip, single wrap, and double wrap for the wind mitigation form?

Can I do my own wind mitigation inspection?   

What’s the difference between a gable and hip roof for my insurance? 

• What is the wind mitigation inspection for homeowner's insurance?  

How can I tell how hurricane resistant a Florida house is before I buy it?

What is a wind mitigation discount? 

Do I get a a discount for partial hurricane shutters in a Wind Mitigation inspection?

• Why did I get no discount for roof-to-wall-attachment in my Wind Mitigation report? 

 What’s the difference between a four-point and wind mitigation inspection?

   Visit our INSURANCE page for other related blog posts on this subject, or go to the INDEX for a complete listing of all our articles. 

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