How To Look At A House

McGarry and Madsen's home inspection blog for buyers of  

site-built, mobile/manfuactured and modular homes

How long does it take for a wind mitigation inspection?

Tuesday, April 7, 2020

A wind mitigation inspection usually takes about 30 minutes on site, but may require up to an hour if documentation of windows and shutters has to be reviewed. There are seven different hurricane-resistant construction details of a home that the inspector looks for in a wind mitigation inspection (Form OIR-B1-1802). Each one provides a discount on the windstorm part of your homeowner’s insurace. Few homes have all of them, but most have at least a few. For more details, go to our blog post What is checked during a wind mitigation inspection?

    Because the inspector needs to climb into the attic as part of the inspection, it will go faster if you clear an area under the attic access hatch to place a ladder and remove any stored items in the attic around the access opening.

    Also, see our blog post Why is my insurance company requiring a Wind Mitigation inspection? and How much does a wind mitigation inspection save on insurance?

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Here’s links to a collection of our other blog posts about INSURANCE:

* Could faulty work or lack of a building permit for home improvements cause an insurance company to deny a claim?

Why is a fuse box/panel an insurance problem for homebuyers? 

How is Citizens Property Insurance different from other Florida homeowners insurance companies?  

Do I need a home inspection to get insurance? 

Is the 4-point insurance inspection strictly pass or fail? 


Which building permit date is used for the Building Code section of the wind mitigation form? 

What are the different roof deck attachment discount categories for a wind mitigation inspection? 

What determines the year of a house? 

What is the difference between a toe nail, clip, single wrap, and double wrap for the wind mitigation form?

Should I give a copy of the home inspection report to the bank or insurance company? 

How do I get my home ready for a four point inspection for insurance? 


Can I do my own wind mitigation inspection?  

Will a house without air conditioning pass a 4 point inspection?  

• What’s the difference between a gable and hip roof for my insurance? 

• Why does my homeowner's insurance want a four point inspection? 

• What is the wind mitigation inspection for homeowner's insurance? 

Which water pipes are an insurance problem and possibly uninsurable? 


Why does my homeowner's insurance want a roof inspection? 

• Is it common for an insurance company to require an inspection? 

• How do I get insurance if my home can't pass a 4-point inspection? 

    Visit our HOME INSPECTION and INSURANCE pages for other related blog posts on this subject, or go to the INDEX for a complete listing of all our articles.

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