How long does it take for a four point inspection?

Tuesday, April 7, 2020

A four point inspection usually takes 30 to 40 minutes on site, and covers the four main components of a house: roof, electrical, plumbing, and heating/air-conditioning. Its purpose is to give an insurance company a clear picture of the condition of a home, particularly any older components, as they relate to the possibility of any future claims. A leaking roof, ancient water heater, and unsafe electrical wiring are examples of things that will cause a home to fail a four point inspection. This inspection is now required by insurors in Florida for any home over 30 years old. 

    To learn more, here's links to some of our other blog posts about four point inspections:

Is the 4-point insurance inspection strictly pass or fail? 

• How do I get insurance if my home can't pass a 4-point inspection?

How do I get my home ready for a four point inspection for insurance? 

Will a house without air conditioning pass a 4 point inspection?   

• Why does my homeowner's insurance want a four point inspection? 

Why is a fuse box/panel an insurance problem for homebuyers?

 Which water pipes are an insurance problem and possibly uninsurable?   

• Can a patched roof pass a 4-point inspection? 

Why are old electrical components not always "grandfathered" as acceptable by home inspectors?

• Do I need to get a four point inspection for insurance for an older condominium? 

Is a four-point inspection mandatory in Florida for insurance? 

How long is a four point inspection valid?

     Visit our HOME INSPECTION and INSURANCE pages for other related blog posts on this subject, or go to the INDEX for a complete listing of all our articles. 

How To Look At A House

McGarry and Madsen's home inspection blog for buyers of  

site-built, mobile/manfuactured and modular homes

(placeholder)

Search

This

Site

Attics

Air Conditioner & Furnace Age/Size

AFCI, CAFCI, DFCI, & GFCI

Bathrooms

Aging in Place

Appliances

Click Below  

for Links

to Collections

of Blog Posts

by Subject

Cracks

Doors and Windows

Electrical

Energy Efficiency

Fireplaces and Chimneys

Heating and Air Conditioning

Home Inspection

Hurricane Resistance

Electrical Receptacle Outlets

Electrical Panels

Garages and Carports

Common Problems

Exterior Walls & Structures

Insulation

Insurance

Life Expectancy

Mobile/Manufactured Homes

Older and Historic Houses

Mold, Lead & Other Contaminants

Modular Homes

Metal Roofs

Plumbing

Radon

Pool and Spa

Roof and Attic

Remodeling

Safety

Site

"Should I Buy A..."

Stairs

Termites, Wood Rot & Pests

Structure and Rooms

Wells

Water Heaters

Water Heater Age

Septic Tank Systems

Plumbing Pipes

Sinkholes

When It First Became Code

Park Model Homes

Shingle Roofs

Stucco

Wind Mitigation Form

"Does A Home

Inspector...?"

"What Is The Difference Between..."

Brick

Concrete and Concrete Block

Foundations

Rain Gutters

Condominiums

Crawl Spaces

Building Permits

Clay Soil

Floors

Toilets

Generators

HUD-Code for Mobile Homes

Flat Roofs

Sprinkler Systems

4-Point Inspections

Frequently Asked Questions (FAQ)

Building Codes

Inspector Licensing

& Standards

Washers and Dryers

Kitchens

(placeholder)

Electrical Wiring

Plumbing Drains and Traps

Smoke & CO Alarms

Top 5 results given instantly.

Click on magnifying glass

for all search results.

Lighting

Sinks