Do I need to get a four point inspection for insurance for an older condominium?
Sunday, August 25, 2019
Most insurance companies do not require a four-point inspection to get homeowner’s insurance for an older condominium in Florida. But we have recently done several four-points requested by insurers for townhouse-type condos with a roof directly above the unit. An underwriter for one of Florida’s largest insurers, Citizens Insurance, told us at a 2019 seminar for home inspectors that “we don’t require them for condos because there is such a low rate of claims.” But it’s likely that will gradually change over the next few years.
Also, see our blog post Frequently Asked Questions (FAQ) About Four-Point Inspections.
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