4-POINT INSPECTIONS

Saturday, August 10, 2019

Here’s links to a collection of our blog posts about 4-POINT INSPECTIONS:

What is a four point inspection? 

 Is the 4-point insurance inspection strictly pass or fail? 

• What is the difference between a full home inspection and a four-point insurance inspection?

 Should I give a copy of the home inspection report to the bank or insurance company? 

How do I get my home ready for a four point inspection for insurance?

• Will a house without air conditioning pass a 4 point inspection?  

How is Citizens Property Insurance different from other Florida homeowners insurance companies? 

Do I need a home inspection to get insurance? 

How long does it take for a four point inspection?

• Why does my homeowner's insurance want a four point inspection? 

Why is a fuse box/panel an insurance problem for homebuyers? 

 Which water pipes are an insurance problem and possibly uninsurable? 

• How do I get insurance if my home can't pass a 4-point inspection? 

At what age of the house does an insurance company require a four point inspection to issue or renew homeowners insurance?  

What would cause a home inspector and roofing contractor to disagree on the remaining life left in a roof?

• Can a patched roof pass a 4-point inspection? 

Why are old electrical components not always "grandfathered" as acceptable by home inspectors?

• Do I need to get a four point inspection for insurance for an older condominium? 

Is a four-point inspection mandatory in Florida for insurance? 

How long is a four point inspection valid?

Can you fail a four point inspection? 

• Is a four point inspection report transferable? 

 What’s the difference between a four-point and wind mitigation inspection? 

• What causes a house to fail a four point inspection? 

• Will a four point inspection lower my homeowners insurance premium? 

• How often do you need a four point inspection? 

• Does my house need a heating system to pass a four point inspection? 

• Is an inspector required to open an electrical panel cover (dead front) during a four point inspection? 

• Will cloth wiring cause me to fail a four-point insurance inspection? 

• Should I fix all the defects listed in a four point inspection report right away or submit it to the insurance company first?

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