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McGarry and Madsen's home inspection blog for buyers of
site-built, mobile/manufactured and modular homes
Is a ground treatment for termites required before installation of a new mobile/manufactured home?
Friday, March 15, 2019
The HUD-Code (24 CFR 3280 and 3285) and the Florida Administrative Code (Chapters 15C-1 and 15C-2), both of which cover the the manufacturing and installation standards for mobile/manufactured homes, do not require ground treatment for termites under a new mobile home. The only reference to termite protection is in the HUD-Code [24 CFR 3285.504(c)], shown below. But the HUD guidelines for mortgage approval of an FHA loan for a new mobile home specifically require it. Here’s an excerpt below. We did not find any documentation of a similar requirement for a VA loan, but it usually follows—or is more strict than—the FHA standards. There are some colder areas of the country that are exempted from the termite soil treatment because subterranean termites cannot survive there. Click on the link for a complete list of the areas.
Should you do it anyway if your home will be sited in a termite-prone area, even if it is not required? Definitely, yes.
Also, go to our HUD-CODE FOR MOBILE HOMES page for a listing of our other HUD-code articles.
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