Can I do my own wind mitigation inspection?
Wednesday, September 19, 2018
It would be wonderful if getting a discount on your Florida windstorm insurance was as easy as taking a couple of photos and filling out a form. But the paperwork has to be completed by a Florida-licensed professional in the construction industry and requires training in order to complete the inspection accurately.
Here’s a list below (from page 4 of the Florida Form OIR_B1_1802) of the licenses which are acceptable. By the way, it’s worth noting that roofing contractors are not authorized to do a wind mitigation inspection. Some roofers also have one of the approved licenses, but a roofing license alone is not accepted.
Here’s links to a collection of other blog posts about the wind mitigation inspection:
• Is a wind mitigation inspection report (OIR-B1-1802) required for homeowners insurance in Florida?
• Which building permit date is used for the Building Code section of the wind mitigation form?
• What are the different roof deck attachment discount categories for a wind mitigation inspection?
• What determines the year of a house for the wind mitigation form?
• Why did I get no discounts or only a small discount from my wind mitigation inspection?
• How do I get the hip roof discount for my homeowners windstorm insurance?
• • • • • • • • • • • • • • • • • • • • • • • • • • • • •
Here’s links to a collection of our other blog posts about INSURANCE:
• Why is a fuse box/panel an insurance problem for homebuyers?
• How is Citizens Property Insurance different from other Florida homeowners insurance companies?
• Do I need a home inspection to get insurance?
• Is the 4-point insurance inspection strictly pass or fail?
• Should I give a copy of the home inspection report to the bank or insurance company?
• How do I get my home ready for a four point inspection for insurance?
• Will a house without air conditioning pass a 4 point inspection?
• What’s the difference between a gable and hip roof for my insurance?
• Why does my homeowner's insurance want a four point inspection?
• What is the wind mitigation inspection for homeowner's insurance?
• Which water pipes are an insurance problem and possibly uninsurable?
• Why does my homeowner's insurance want a roof inspection?
• Is it common for an insurance company to require an inspection?
• How do I get insurance if my home can't pass a 4-point inspection?
Visit our INSURANCE and HOME INSPECTION pages for other related blog posts on this subject, or go to the INDEX for a complete listing of all our articles.
How To Look At A House
McGarry and Madsen's home inspection blog for buyers of
site-built, mobile/manfuactured and modular homes
Search
This
Site
Search
This
Site
Click Below
for Links to Collections
of Blog Posts
by Subject