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Can I do my own wind mitigation inspection?
Wednesday, September 19, 2018
It would be wonderful if getting a discount on your Florida windstorm insurance was as easy as taking a couple of photos and filling out a form. But the paperwork has to be completed by a Florida-licensed professional in the construction industry and requires training in order to complete the inspection accurately.
Here’s a list below (from page 4 of the Florida Form OIR-B1-1802) of the licenses which are acceptable. By the way, it’s worth noting that roofing contractors are not authorized to do a wind mitigation inspection. Some roofers also have one of the approved licenses, but a roofing license alone is not accepted.
•• Home Inspector - But only inspectors that have completed a training course approved by the Construction Industry Licensing Board and passes a proficiency exam.
•• Building Code Inspector - These are the inspectors that are licensed to work for a local building department.
•• General, Building, or Residential Contractor - These are the three levels of contractor licensing in Florida and any one of them can do a wind mitigation inspection.
•• Professional Engineer
•• Professional Architect
•• Any inspector recognized by an insurer as having the necessary qualifications to do the inspection.
Also, the inspector must sign and date form, and enter their type of license and license number.
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