How To Look At A House

McGarry and Madsen's home inspection blog for buyers of  

site-built, mobile/manfuactured and modular homes

Can I do my own wind mitigation inspection?

Wednesday, September 19, 2018

It would be wonderful if getting a discount on your Florida windstorm insurance was as easy as taking a couple of photos and filling out a form. But the paperwork has to be completed by a Florida-licensed professional in the construction industry and requires training in order to complete the inspection accurately. 

   Here’s a list below (from page 4 of the Florida Form OIR-B1-1802) of the licenses which are acceptable. By the way, it’s worth noting that roofing contractors are not authorized to do a wind mitigation inspection. Some roofers also have one of the approved licenses, but a roofing license alone is not accepted.

•• Home Inspector - But only inspectors that have completed a training course approved by the Construction Industry Licensing Board and passes a proficiency exam.
•• Building Code Inspector - These are the inspectors that are licensed to work for a local building department.
•• General, Building, or Residential Contractor - These are the three levels of contractor licensing in Florida and any one of them can do a wind mitigation inspection.
•• Professional Engineer
•• Professional Architect
•• Any inspector recognized by an insurer as having the necessary qualifications to do the inspection.

    Also, the inspector must sign and date form, and enter their type of license and license number.

• • • • • • • • • • • • • • • • • • • • • • • • • • •    

Here’s links to a collection of other blog posts about the wind mitigation inspection:

• How much does a wind mitigation inspection cost?

• Why is my insurance company requiring a Wind Mitigation inspection?

Is a wind mitigation inspection report (OIR-B1-1802) required for homeowners insurance in Florida? 

Which building permit date is used for the Building Code section of the wind mitigation form? 

What are the different roof deck attachment discount categories for a wind mitigation inspection?

What determines the year of a house for the wind mitigation form? 

What is the difference between a toe nail, clip, single wrap, and double wrap for the wind mitigation form?

• Why did I get no discounts or only a small discount from my wind mitigation inspection?

How do I get the hip roof discount for my homeowners windstorm insurance? 

     Visit our INSURANCE and HOME INSPECTION pages for other related blog posts on this subject, or go to the INDEX for a complete listing of all our articles.

Water Heaters

Water Heater Age

"What Are The

Signs Of..."

Septic Tank Systems

Structure and Rooms

Plumbing Pipes

Termites, Wood Rot

& Pests

Sinkholes

Stairs

When It First

Became Code

"Should I Buy A..."

Park Model Homes

Site

Shingle Roofs

Safety

Stucco

Remodeling

Wind Mitigation

Roof and Attic

"Does A Home

Inspector...?"

Pool and Spa

"What Is The Difference Between..."

Radon

Brick

Plumbing

Concrete and

Concrete Block

Metal Roofs

Foundations

Modular Homes

Rain Gutters

Mold, Lead & Other Contaminants

Condominiums

Older and

Historic Houses

Crawl Spaces

Mobile-Manufactured Homes

Building Permits

Life Expectancy

Clay Soil

Insurance

Floors

Insulation

Toilets

Exterior Walls

& Structures

Generators

Common Problems

HUD-Code for

Mobile Homes

Garages and Carports

Flat (Low Slope) Roofs

Electrical Panels

Sprinkler Systems

Electrical Receptacle Outlets

4-Point Inspections

Hurricane Resistance

Frequently Asked Questions (FAQ)

Home Inspection

Heating and Air Conditioning

Building Codes

Fireplaces and Chimneys

Inspector Licensing

& Standards

Energy Efficiency

Washers and Dryers

Electrical

Kitchens

Doors and Windows

(placeholder)

Cracks

Electrical Wiring

Click Below  

for Links

to Collections

of Blog Posts

by Subject

Plumbing Drains

and Traps

Appliances

Smoke & CO Alarms

Aging in Place

Top 5 results given instantly.

Click on magnifying glass

for all search results.

Bathrooms

Lighting

AFCI, CAFCI,

DFCI, & GFCI

Sinks

Air Conditioner & Furnace Age/Size

Attics

Electrical Switches

Siding

Search

This

Site

Water Intrusion

Electrical - Old

and Obsolete

(placeholder)

Foundation Certifications

Tiny Houses

About Us

(placeholder)

Wells