It would be wonderful if getting a discount on your Florida windstorm insurance was as easy as taking a couple of photos and filling out a form. But the paperwork has to be completed by a Florida-licensed professional in the construction industry and requires training in order to complete the inspection accurately. 

   Here’s a list below (from page 4 of the Florida Form OIR_B1_1802) of the licenses which are acceptable. By the way, it’s worth noting that roofing contractors are not authorized to do a wind mitigation inspection. Some roofers also have one of the approved licenses, but a roofing license alone is not accepted.

Here’s links to a collection of other blog posts about the wind mitigation inspection:

• Is a wind mitigation inspection report (OIR-B1-1802) required for homeowners insurance in Florida? 

• Which building permit date is used for the Building Code section of the wind mitigation form? 

• What are the different roof deck attachment discount categories for a wind mitigation inspection?

• What determines the year of a house for the wind mitigation form? 

• What is the difference between a toe nail, clip, single wrap, and double wrap for the wind mitigation form?

• Why did I get no discounts or only a small discount from my wind mitigation inspection?

• How do I get the hip roof discount for my homeowners windstorm insurance? 

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Here’s links to a collection of our other blog posts about INSURANCE:

* Could faulty work or lack of a building permit for home improvements cause an insurance company to deny a claim?

• Why is a fuse box/panel an insurance problem for homebuyers?

• How is Citizens Property Insurance different from other Florida homeowners insurance companies?  

• Do I need a home inspection to get insurance? 

• Is the 4-point insurance inspection strictly pass or fail?

• Should I give a copy of the home inspection report to the bank or insurance company? 

• How do I get my home ready for a four point inspection for insurance?

• Will a house without air conditioning pass a 4 point inspection?  

• What’s the difference between a gable and hip roof for my insurance? 

• Why does my homeowner's insurance want a four point inspection? 

• What is the wind mitigation inspection for homeowner's insurance? 

• Which water pipes are an insurance problem and possibly uninsurable?  

• Why does my homeowner's insurance want a roof inspection? 

• Is it common for an insurance company to require an inspection? 

• How do I get insurance if my home can't pass a 4-point inspection? 

     Visit our INSURANCE and HOME INSPECTION pages for other related blog posts on this subject, or go to the INDEX for a complete listing of all our articles.