Should I be suspicious about a concrete block house covered with siding?

Thursday, July 19, 2018

The first question one of our home inspection customers asks when we tell them that a house is built with concrete block that has been sided over with some other material is “Well, how do you know that?” The thickness of the exterior wall and position of the window in the wall tells the story. An exterior wall of a block house is significantly thicker than a wood frame home and the windows are inset in the openings, like in the photo above of a block house sheathed with vinyl siding. Windows in a frame house are set near the front surface of the wall.

    Why would somebody take a perfectly good concrete block house with an extremely durable stucco finish and cover it over? There are three reasons we can think of. One is devious, another is sensible, and the third is gullible:

  • Devious - We have inspected several block houses over the years with severe structural problems, either due to settlement or spalling concrete, that have been wrapped in siding to conceal the structural cracks in the wall. That’s our big concern in this situation. The wall itself is no longer visible and we have to look at the floor and attic around the walls for evidence of structural distress; however, ultimately, it is necessary to disclaim the concrete block wall because we simply cannot see it.
        The seller of a house we inspected years ago in Key West had added “decorative” siding just over the top area of the block wall where the concrete tie beam is located. Luckily, the tie beam spalling was so severe that it was visible from the attic at the top of the beam and nobody was fooled. To learn more about concrete spalling, see our blog post What is concrete spalling?
  • Sensible - If a homeowner of an older CBS house builds a large addition with wood frame walls, it makes sense to cover the original block walls with the same siding used for the addition, because It ties everything together and often modernizes the look of the house.
  • Gullible - This summer we inspected a home whose seller was a older woman that had been sold an aluminum siding package 25 years ago by a glib salesman from a national home improvement company. The sales pitch was that it would be low maintenance and “you’ll never have to paint your house again!”
        Actually, the existing paint finish on the stucco was nearly as durable and much more impact resistant, plus the metal siding had already been painted once since it was installed. If you saw the 1987 movie Tin Men, starring Richard Dreyfuss and Danny DeVito, about the rivalry between two high-pressure aluminum siding salesmen in 1960s Baltimore, you’ll understand how this could have happened. The structure was perfectly fine, as far as we could tell; but, again, it was necessary to disclaim the condition of the block wall in our report because we could not see it.

    So we suggest looking extra carefully at a block house that has been sided over and realizing that you are taking on the additional risk of a concealed problem by buying it, but do not automatically assume the worst. Also, because houses in the same neighborhood tend to have similar problems, especially ones in a development that were all built within a few years of each other and by the same contractor, it can be a good strategy to look at nearby houses that have not had siding added for additional insight.

• • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • •

  To learn more strategies for getting the best possible home inspection, here’s a few of our other blog posts:

How can I make sure I don't get screwed on my home inspection? 

Should I trust the Seller's Property Disclosure Statement?

Can I do my own home inspection?

How can homebuyers protect themselves against buying a house over a sinkhole? 

What makes a house fail the home inspection?

The seller gave me a report from a previous home inspection. Should I use it or get my own inspector? 

    To read about issues related to homes of particular type or one built in a specific decade, visit one of these blog posts:

What are the common problems to look for when buying a 1950s house?

What are the common problems to look for when buying a 1960s house?

• What are the common problems to look for when buying a 1970s house?

What are the common problems to look for when buying a 1980s house?

What are the common problems to look for when buying a 1990s house?

What problems should I look for when buying a country house or rural property? 

What problems should I look for when buying a house that has been moved?

What problems should I look for when buying a house that has been vacant or abandoned?

• What are the most common problems with older mobile homes?

    Visit our EXTERIOR WALLS AND STRUCTURE page for other related blog posts on this subject, or go to the INDEX for a complete listing of all our articles.

How To Look At A House

McGarry and Madsen's home inspection blog for buyers of  

site-built, mobile/manfuactued and modular homes









Air Conditioner & Furnace Age



Aging in Place


Click Below  

for Links to Collections

of Blog Posts

by Subject


Doors and Windows


Energy Efficiency

Fireplaces and Chimneys

Heating and Air Conditioning

Home Inspection

Hurricane Resistance

Electric Receptacle Outlets

Electric Panels

Garages and Carports

Common Problems

Exterior Walls & Structures



Life Expectancy

Mobile/Manufactured Homes

Older and Historic Houses

Mold, Lead & Other Contaminants

Modular Homes

Metal Roofs



Pool and Spa

Roof and Attic




"Should I Buy A..."


Termites, Wood Rot & Pests

Structure and Rooms


Water Heaters

Water Heater Age

Septic Tank Systems

Plumbing Pipes


When It First Became Code

Park Model Homes

Shingle Roofs


Wind Mitigation Form

"Does A Home


"What Is The Difference Between..."


Concrete and Concrete Block


4-Point Inspections

Rain Gutters


Crawl Spaces

Building Permits

Clay Soil