INSURANCE

Saturday, May 12, 2018

Here’s links to a collection of our blog posts about INSURANCE:

* Could faulty work or lack of a building permit for home improvements cause an insurance company to deny a claim?

Why is a fuse box/panel an insurance problem for homebuyers?

How is Citizens Property Insurance different from other Florida homeowners insurance companies?  

Do I need a home inspection to get insurance? 

Is the 4-point insurance inspection strictly pass or fail?

Is a wind mitigation inspection report (OIR-B1-1802) required for homeowners insurance in Florida? 

Which building permit date is used for the Building Code section of the wind mitigation form? 

What are the different roof deck attachment discount categories for a wind mitigation inspection?

What determines the year of a house? 

What is the difference between a toe nail, clip, single wrap, and double wrap for the wind mitigation form?

Should I give a copy of the home inspection report to the bank or insurance company? 

• How do I get the hip roof discount for my homeowners windstorm insurance?

• How do I get my home ready for a four point inspection for insurance?

• Can I do my own wind mitigation inspection?  

• Will a house without air conditioning pass a 4 point inspection?  

• What’s the difference between a gable and hip roof for my insurance? 

• Why does my homeowner's insurance want a four point inspection? 

• What is the wind mitigation inspection for homeowner's insurance? 

Which water pipes are an insurance problem and possibly uninsurable? 

• Why did I get no discounts or only a small discount from my wind mitigation inspection? 

Why does my homeowner's insurance want a roof inspection? 

• Is it common for an insurance company to require an inspection? 

• How do I get insurance if my home can't pass a 4-point inspection? 

• How does a repaired sink hole under a house affect its market value? 

• At what roof age does an insurance company require a roof inspection for a homeowners insurance polcy?

• How much remaining roof life does an insurance company require to issue homeowners insurance? 

At what age of the house does an insurance company require a four point inspection to issue or renew homeowners insurance? 

Does homeowners insurance in Florida include coverage for sinkhole damage? 

What would cause a home inspector and roofing contractor to disagree on the remaining life left in a roof? 

Can a patched roof pass a 4-point inspection? 

• Do I need to get a four point inspection for insurance for an older condominium? 

Why is cloth wiring considered dangerous by insurance companies?

Is a roof inspection mandatory in Florida for insurance? 

• Why are Challenger electrical panels not insurable? 

What is an FBC roof covering?

Can you fail a four point inspection? 

• Do I need a termite inspection if the seller has a termite bond? 

 What’s the difference between a four-point and wind mitigation inspection?

Should I fix all the defects listed in a four point inspection report right away or submit it to the insurance company first? 


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