How To Look At A House
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Which water pipes are an insurance problem and possibly uninsurable?
Wednesday, October 24, 2018
Galvanized steel water pipe was used extensively in residential construction from the 1950s through the late 1970s. Another problematic pipe material is polybutylene, often referred to by the acronym “PB,” and it was installed from the mid-1970s to mid-1990s. Then there’s PEX (Cross-linked Polyethylene), the most recent addition.
Many insurance companies do not want to write a policy on properties with any of these three types of pipes because of the higher-than-normal likelihood of leakage that will end up as an expensive insurance claim. To get all the facts about galvanized steel pipe, go to our blog post Why is old galvanized steel water pipe a problem for homebuyers?. And see our blog post What does polybutylene pipe look like? Why is it a problem? for more information on the history and problems with PB pipe. For PEX, Can I get insurance with PEX piping?
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